How To Budget Annual Spending

Question: Monthly expenses are easy enough to budget for, but how do you budget for all of those expenses (car insurance, dental cleanings, etc.) that hit once or twice a year?
Answer: Put together an annual spending plan, and turn those big, yearly expenses into manageable monthly expenses.
Here’s How:

Print out a copy of the Annual [...]

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How To Budget Your Money After Divorce

Chances are divorce left your budget a little lop-sided, with much less monthly income to use in your current lifestyle. Now is the time to re-evaluate your budget, not months later when you’ve gotten deeper into debt and your credit has been ruined.
Here’s How:

List all sources of your current income.

Don’t forget any money you [...]

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How To Develop a Monthly Spending Plan

Here’s How:

Total your earnings. Calculate how much money you expect to make this month after taxes (only include income sources that you know you can depend on).

Earnings: ______________________

Assess your monthly expenses. Make a list of all of your regular monthly [...]

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How To Create a Budget

Creating a budget may not sound like the most exciting thing in the world to do, but it is vital in keeping your financial house in order. Before you begin to create your budget it is important to realize that in order to be successful you have to provide as much detailed information as possible. [...]

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